a money package/gift

Personal Savings

Start saving today with one of our Money Market Advantage or Savings accounts!

Money Market Advantage

woman wearing glasses in her kitchen
Offers customers higher variable rates of interest based on higher balances
  • $20.00 service fee every statement cycle if the account minimum balance falls below $5,000 on any day during statement cycle.
  • $50 minimum deposit to open
  • Checks Available
  • Earns Interest*
  • Up to 6 withdrawals per monthly statement cycle; additional withdrawals subject to $1.00 fee1
  • Eligible for digital banking
  • SMARTDeposit
  • No fee eStatements or paper statements
  • No fee 24-hour ExpressPhone Banking
  • After-hours night depository
  • Eligible for OMNIClub2

Statement Savings

stack of coins in front of a clock
Earn interest while still having immediate access to your money
  • $5.00 service fee every statement cycle if the account minimum balance falls below $100 on any day during the statement cycle
  • $50 minimum deposit to open
  • Earns Interest*
  • Up to 6 withdrawals per monthly statement cycle; additional withdrawals subject to $1.00 fee1
  • Eligible for digital banking
  • SMARTDeposit
  • No fee eStatements or paper statements
  • No fee 24-hour ExpressPhone Banking
  • After-hours night depository available
  • Eligible for OMNIClub2

Cool Kids Savings Club

a little boy playing in a wooden fort outside
Savings account for kids up to the age of 12 with "club" membership features.
  • No minimum deposit to open
  • Earns Interest*
  • Up to 6 withdrawals per monthly statement cycle1
  • Eligible for digital banking
  • SMARTDeposit
  • No fee eStatements or paper statements
  • No fee 24-hour ExpressPhone Banking
  • After-hours night depository available








































Additional Information


*Variable interest rates subject to change at the bank's discretion. Interest will compound daily and be credited to your Money Market Advantage account every month; Statement Savings account and/or Cool Kids Savings account every quarter. Interest begins to accrue no later than the business day we receive credit for the deposit of noncash items. Contact your TBT branch for rate information.
1Add or withdraw funds at any time, limited to 6 withdrawals or transfers per month to another account of yours or to a third party by means of pre-authorized or automatic transfer, telephone order, or computer transfer.
2OMNIClub membership is available with any personal checking, savings, CD, or IRA account, and requires a minimum daily balance of $5,000.