a woman on her couch sipping coffee working on her laptop

CDs

Our CDs are tailored to meet your financial needs.


Find a TBT Branch

Short Term

man with glasses
A low-risk investment with a fixed rate of return
  • Minimum to open - $1,000
  • Earns interest
  • No Monthly service charge
  • No Fee for Online Banking
  • CDs for less than 12 months carry a 30-day interest penalty, if drawn prior to maturity
  • CDs for 12 months carry a 90-day interest penalty, if drawn prior to maturity
  • 30 days to one year
  • Auto renewable at maturity
  • Fixed Rate of Interest
  • Interest may be credited to a checking/savings account at TB&T, paid directly to customer by check periodically (monthly, quarterly, semi-annually, annually or at maturity), or reinvested at maturity
  • FDIC Insured

Long Term

grandparents with their grandchildren sitting by a campfire
A low-risk investment with a fixed rate of return
  • Minimum to open - $1,000
  • Earns interest
  • No Monthly service charge
  • No Fee for Online Banking
  • CDs over 12 months carry a 180-day interest penalty, if drawn prior to maturity
  • Over one year to five years
  • Auto renewable at maturity
  • Fixed Rate of Interest
  • Interest may be credited to a checking/savings account at TB&T, paid directly to customer by check periodically (monthly, quarterly, semi-annually, annually, or at maturity), or reinvested quarterly or at maturity
  • FDIC Insured

Jumbo

woman at her desk working
A low-risk investment with a fixed rate of return
  • Minimum to open - $1,000
  • Earns interest
  • No Monthly service charge
  • No Fee for Online Banking
  • CDs for one year or less carry a 30-day interest penalty, if drawn prior to maturity
  • CDs for 12 months carry a 90-day interest penalty, if drawn prior to maturity
  • CDs for over 12 months carry a 180-day interest penalty, if drawn prior to maturity
  • 30 days to five years
  • Auto renewable at maturity
  • Fixed Rate of Interest
  • Interest may be credited to a checking/savings account at TB&T, paid directly to customer by check periodically (monthly, quarterly, semi-annually, annually, or at maturity), or reinvested quarterly or at maturity
  • FDIC Insured







































*Contact your TBT branch for rate information.