Short Term

A low-risk investment with a fixed rate of return
- Minimum to open - $1,000
- Earns interest
- No Monthly service charge
- No Fee for Online Banking
- CDs for less than 12 months carry a 30-day interest penalty, if drawn prior to maturity
- CDs for 12 months carry a 90-day interest penalty, if drawn prior to maturity
- 30 days to one year
- Auto renewable at maturity
- Fixed Rate of Interest
- Interest may be credited to a checking/savings account at TB&T, paid directly to customer by check periodically (monthly, quarterly, semi-annually, annually or at maturity), or reinvested at maturity
- FDIC Insured
Long Term

A low-risk investment with a fixed rate of return
- Minimum to open - $1,000
- Earns interest
- No Monthly service charge
- No Fee for Online Banking
- CDs over 12 months carry a 180-day interest penalty, if drawn prior to maturity
- Over one year to five years
- Auto renewable at maturity
- Fixed Rate of Interest
- Interest may be credited to a checking/savings account at TB&T, paid directly to customer by check periodically (monthly, quarterly, semi-annually, annually, or at maturity), or reinvested quarterly or at maturity
- FDIC Insured
Jumbo

A low-risk investment with a fixed rate of return
- Minimum to open - $1,000
- Earns interest
- No Monthly service charge
- No Fee for Online Banking
- CDs for one year or less carry a 30-day interest penalty, if drawn prior to maturity
-
CDs for 12 months carry a 90-day interest penalty, if drawn prior to maturity
- CDs for over 12 months carry a 180-day interest penalty, if drawn prior to maturity
- 30 days to five years
- Auto renewable at maturity
- Fixed Rate of Interest
- Interest may be credited to a checking/savings account at TB&T, paid directly to customer by check periodically (monthly, quarterly, semi-annually, annually, or at maturity), or reinvested quarterly or at maturity
- FDIC Insured
*Contact your TBT branch for rate information.