Time is on your side when growing your savings.
Ready to give your savings a lift? One way to hit the "up" arrow is with TBT Certificates of Deposit, which are safe investments that pay higher rates than most traditional savings accounts.
Short Term
- For CD terms of 30 days to one year
- $1,000 minimum opening deposit
- Earns interest at fixed rate established on deposit date
- No monthly service charge
- No online banking fee
- CDs for one year or less carry a 30-day interest penalty if funds are withdrawn prior to maturity
- Automatically renewable at maturity
- Interest may be credited to a TBT checking/savings account, paid directly to customer by check periodically (monthly, quarterly, semi-annually, or at maturity), or reinvested at maturity
- Deposits up to $250,000 are FDIC Insured
Long Term
- For CD terms of over one year to five years
- $1,000 minimum opening deposit
- Earns interest at fixed rate established on deposit date
- No monthly service charge
- No online banking fee
- CDs over one year carry a 90-day interest penalty if funds are withdrawn prior to maturity
- Automatically renewable at maturity
- Interest may be credited to a TBT checking/savings account, paid directly to customer by check periodically (monthly, quarterly, semi-annually, annually, or at maturity), or reinvested quarterly or at maturity
- Deposits up to $250,000 are FDIC Insured
Jumbo
- For CD terms of 30 days to five years
- $1,000 minimum opening deposit
- Earns interest at fixed rate established on deposit date
- No monthly service charge
- No online banking fee
- CDs for one year or less carry a 30-day interest penalty if funds are withdrawn prior to maturity
- CDs over one year carry a 90-day interest penalty if funds are withdrawn prior to maturity
- CDs for over 12 months carry a 180-day interest penalty if funds are withdrawn prior to maturity
- Automatically renewable at maturity
- Interest may be credited to a TBT checking/savings account, paid directly to customer by check periodically (monthly, quarterly, semi-annually, annually, or at maturity), or reinvested quarterly or at maturity
- Deposits up to $250,000 are FDIC Insured
*Contact your TBT branch for rate information.
Texas Bank and Trust is a fiercely independent, community bank with full service locations throughout east and north Texas.