Disclosures

FDIC Update

Funds Availability Policy

VISA® Cardholder Agreements:

• VISA® Classic
• VISA® Business

Privacy/Security

Overdraft Coverage Opt-in

Electronic Disclosure Consent Statement

Digital Banking Services Agreement

For a copy of the Texas Bank and Trust Annual Disclosure Statement, please call (903) 237-5500, or write to us at P.O. Box 3188, Longview, TX 75606.