We know you’ll feel right at home with the knowledgeable and helpful staff in our Mortgage Services Department.

Whether you are needing a loan to build your dream home, purchase your first home, or improve the home you already own, Texas Bank and Trust can finance your dreams. We're here to be your trusted advisor from beginning to move-in.

What type of loan do you need?

  • Construction loan - Did you know there are two types of construction loans? Construction-to-permanent and stand-alone construction loans both have their benefits and drawbacks. Let us help you understand which one is right for your situation.

  • Fixed rate, adjustable rate, or hybrid mortgage - The loan type you choose here will be based on a number of factors. Let us get to know you, and we can help you determine which structure will work best for your individual situation.

  • Government insured or conventional mortgage - Some home buyers may qualify for special programs based on military service or other qualifying factors. Let us advise you.

  • Refinance loans - If you purchased a home at a time when the interest rate was higher than the current rates, it could be wise to refinance your home. Interest rates aren't the only factor though so let us help you decide if it makes sense for you.


Are you just looking for now, but wanting to know how much house you can afford? Click here to use our convenient mortgage calculators. To download our free Home Loan Toolkit, click here .

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Need to Speak to Someone?

We are here to help you make your home buying dreams a reality. Just let us know how we can help.

Mortgage Department: 903-237-5584

Toll Free: 1-800-263-7013

Online Mortgage Center