|NOT FDIC Insured|
|NO Bank Guarantee||May Lose Value|
|NOT deposits||NOT insured by FDIC or any other governmental agency|
|NOT guaranteed by Texas Bank and Trust||Subject to risk, may lose value.|
Raymond James financial advisors may only conduct business with residents of the states and/or jurisdictions for which they are properly registered. Therefore, a response to a request for information may be delayed. Please note that not all of the investments and services mentioned are available in every state. Investors outside of the United States are subject to securities and tax regulations within their applicable jurisdictions that are not addressed on this site. Contact your local Raymond James office for information and availability.