Personal Checking Accounts
Whether you are looking to earn rewards for your banking habits or need a completely digital account to keep up with your on-the- go lifestyle, Texas Bank and Trust has an account that meets your needs.
The Preferred and Preferred Plus checking accounts offer rewards for activating a direct deposit, using your VISA® checkcard, and enrolling in eSTATEMENTS.
If freedom from monthly fees is your preference, then our TBTmyWay checking account offers you the ability to bank on your terms.
No matter which account you choose, you still have unlimited access to our online banking site and mobile banking app.
Our TBTmyWay Service Center and T3 Tech Support Team are also available to assist you with any banking or online support needs that may arise.
With Texas Bank and Trust , the power to bank the way you want is now in your hands.
Please scroll left to view the rest of the table.
|Account Description||Offers the choice to earn cash back rewards
REWARDS OFFERED 2
|Offers the choice to earn cash back rewards while earning interest
|Personal Account designed for the digital world|
|Service Charge and Other Fees
||$8.00 service fee every statement cycle, if the account minimum balance falls below $1,500 any day during the statement cycle||$15.00 service fee every statement cycle, if the account minimum balance falls below $5,000 on any day during the statement cycle||N/A|
|Minimum to Open||$50||$100||$50|
|TBT VISA® checkcard||X||X||X|
|Unlimited Withdrawals Per Month||X||X||X|
|TBT Mobile App||X||X||X|
(Online Bill Pay and Person to Person Payment
(No fee eSTATEMENTS or Paper Statements)
|Additional Benefits 1
|Other Possible Fees|
|Apply||Open Your Account Today|
*Variable interest rates subject to change at bank's discretion.
1 TBTmyWay,Preferred, and Preferred Plus checking accounts offer an add-on package of $30,000 Accidental Death & Dismemberment Insurance, ID theft 911 resolution, and cell phone protection available for $3 monthly fee.
2 Preferred Rewards Checking is a non-interest bearing account. Monthly $8 service fee every statement cycle if the account minimum balance falls below $1,500 on any day during the statement cycle. Rewards paid on monthly statement cycle with $1 paid for eSTATEMENTS, $2 paid for accumulated direct deposit amount of $500 or greater, and $3 paid for 15 or more Visa® checkcard (debit) transactions posted and cleared to your account each statement cycle.
Preferred Plus Rewards Checking is a five-tiered, variable rate of interest account. Interest rate, established by bank management, is subject to change at any time. Monthly $15 service fee every statement cycle if the account minimum balance falls below $5,000 on any day during the statement cycle. Rewards are paid on a monthly statement cycle, with $1 paid for eSTATEMENTS, $2 paid for accumulated direct deposit amount of $500 or greater, and $3 paid for 15 or more Visa® checkcard (debit) transactions posted and cleared to your account each statement cycle.
3 OMNIClub membership is available with any personal checking, savings, CD, or IRA account, and requires a minimum daily balance of $5,000.