TEXAS BANK AND TRUST will charge a paid/return item fee of $30 for each item that overdraws an account. This fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal, point-of-sale ("POS") transaction, or other electronic means.Texas Bank and Trust is not obligated to pay any item initiated for payment against your account if your account does not contain sufficient collected funds. The amount of any overdrafts including our fees that you owe the bank shall be due and payable immediately. Whether your overdrafts will be paid or not is discretionary and Texas Bank and Trust reserves the right not to pay. For example, Texas Bank and Trust typically does not pay overdrafts if your account is not in good standing, regular deposits are not being made to your account, or there are excessive overdrafts on your account.
Once you have completed the form, sign it and mail it to us or drop it off at your nearest Texas Bank and Trust location.
For lost or stolen cards, please call VISA® checkcard security at 1-866-546-8273.
For customer service during business hours, please call 903-252-3179.
We strongly advise that you obtain the Visa security telephone number for the country or countries in which you will be traveling, in the event that you lose your card. Visit www.usa.visa.com, and click on "Lost Your Card?" Select the country from the dropdown menu to find the security number. If your card is lost or stolen, call the number immediately. If you should lose your card or have it stolen en route to your destination, please call the following number to report the theft or loss:
VISA® checkcard: 1-866-546-8273
Visa Credit Card: 1-800-325-3678