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TBT VISA® Business checkcard

A convenient alternative to writing checks that also allows ATM access to your money.


  • Use your VISA® Business checkcard to access checking account funds and as your ATM card as well 
  • Accepted online and at retail stores worldwide through VISA®
  • Extra SECURITY with individual Personal Identification Number (PIN)
  • FREE 24-hour service at ATMs located at all of our branches, many local Walgreens locations, and at our affiliate banks. Click here to see a list of ATM locations.
  • FREE VISA® Business checkcard with NO monthly fee for Commercial Super NOW Advantage.
  • Lower credit card interest rates for Texas Bank and Trust VISA® Business checkcard holders who apply and are approved for one of our Texas Bank and Trust VISA® Credit Cards
  • Eligible for Overdraft Privilege


  • Monthly Fee: $1.50 per month (fee is waived if you have a Commerical Super NOW Advantage.)
  • Each Additional Card Issued: $1.00 per month
  • TB&T ATM Fee: NO Charge
  • Off-Premise ATM Fee: $1.50 per withdrawal PLUS location’s fee
  • Off-Premise Balance Inquiry: $0.75 per inquiry

Apply for a VISA® Business checkcard here.

Once you have completed the form, sign it and mail it to us or drop it off at your nearest Texas Bank and Trust location.

For lost or stolen cards, please call VISA® checkcard security at 1-866-546-8273.

For customer service during business hours, please call 903-252-3179.

If You Plan to Travel Outside the U.S.

We strongly advise that you obtain the Visa security telephone number for the country or countries in which you will be traveling, in the event that you lose your card. Visit www.usa.visa.com, and click on "Lost Your Card?" Select the country from the dropdown menu to find the security number. If your card is lost or stolen, call the number immediately. If you should lose your card or have it stolen en route to your destination, please call the following number to report the theft or loss:

VISA® checkcard:  1-866-546-8273
Visa Credit Card:  1-800-325-3678


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