Savings, CD, and IRA Rates


Certificates of Deposit Under $100,000.00

Please scroll left to view the rest of the table.
Term Regular CD APY IRA CD APY Interest Rate
30 Days 0.15% N/A 0.15%
60 Days 0.15% N/A 0.15%
91 Days 0.20% 0.20% 0.20%
182 Days 0.35% 0.35% 0.35%
1 Year 0.85% 0.85% 0.85%
2 Years 1.00% 1.01% 1.00%
3 Years 1.21% 1.21% 1.20%
4 Years 1.36% 1.36% 1.35%
5 Years 1.61% 1.61% 1.60%
18 Month Variable IRA (effective 03/28/17) 0.95%* 0.95%*

APY = Annual Percentage Yield


Certificates of Deposit Over $100,000.00

Please scroll left to view the rest of the table.
Term Regular CD APY IRA CD APY Interest Rate
Jumbo CD - 30 Days 0.15% N/A 0.15%
Jumbo CD - 60 Days 0.15% N/A 0.15%
Jumbo CD - 90 Days 0.20% 0.20% 0.20%
Jumbo CD - 180 Days 0.35% 0.35% 0.35%
Jumbo CD - 1 Year 0.85% 0.85% 0.85%
Jumbo CD - 2 Year 1.00% 1.01% 1.00%
Jumbo CD - 3 Year 1.21% 1.21% 1.20%
Jumbo CD - 4 Year 1.36% 1.36% 1.35%
Jumbo CD - 5 Year 1.61% 1.61% 1.60%
18 Month Variable IRA (effective 03/28/17) 0.95%* 0.95%*

APY = Annual Percentage Yield


Other Deposit Accounts

Please scroll left to view the rest of the table.
Term Annual Percentage Yield Interest Rate
Statement Savings 0.15%* 0.15%*
Cool Kids Savings 0.15%* 0.15%*

*Variable Rates may change after account opening, and subject to change at any time.


For non-compounding time accounts with a stated maturity greater than one year that do not compound interest on an annual or more frequent basis, interest cannot remain on deposit and payout of interest is mandatory.

Fees could reduce the earnings on the account. Early withdrawal subject to penalties. If you find that you need more information, please call (903) 237-5500.

All rates are correct as of May 23, 2017, and are subject to change without notice.