Savings and Money Market Rates


Savings Accounts

Term Annual Percentage Yield Interest Rate
Statement Savings 0.15%* 0.15%*
Cool Kids Savings 0.15%* 0.15%*
APY = Annual Percentage Yield

Money Market Advantage Account

Term Interest Rate Annual Percentage Yield
Advantage Tier 1
Up to $49,999.99
0.10%* 0.10%*
Advantage Tier 2
$50,000 - $99,999.99
0.10%* 0.10%*
Advantage Tier 3
$100,000 - $249,999.99
0.25%* 0.25%*
Advantage Tier 4
$250,000 - $499,999.99
0.35%* 0.35%*
Advantage Tier 5
$500,000 and Above
0.50%* 0.50%*

APY = Annual Percentage Yield

Commercial Money Market Advantage Account

TermInterest RateAnnual Percentage Yield
Preferred Plus Tier 1 
Up to $49,999.99 
0.10%*0.10%*
Preferred Plus Tier 2 
$50,000 - $99,999.99 
0.10%*0.10%*
Preferred Plus Tier 3 
$100,000 - $249,999.99 
0.25%*0.25%*
Preferred Plus Tier 4 
$250,000 - $499,999.99 
0.35%*0.35%*
Preferred Plus Tier 5 
$500,000 and Above 
0.50%*0.50%*

APY = Annual Percentage Yield

*Variable Rates may change after account opening, and subject to change at any time.

For non-compounding time accounts with a stated maturity greater than one year that do not compound interest on an annual or more frequent basis, interest cannot remain on deposit and payout of interest is mandatory.

Fees could reduce the earnings on the account. Early withdrawal subject to penalties. If you find that you need more information, please call (903) 237-5500.

All rates are correct as of February 13, 2018 and are subject to change without notice.