Texas Bank and Trust VISA® Cards

Please scroll left to view the rest of the table.

Account
VISA® ClassicVISA® checkcard
Apply
 

  
 
 

Benefits
VISA® ClassicVISA® checkcard
Cardholder Inquiry Service*X
Lost or Stolen Card Reporting*XX
Emergency Card Replacement*XX
Auto Rental Collision Damage Waiver*X
Zero Liability*X
Roadside Dispatch*X
Travel Accident Insurance*X
Scorecard Bonus PointsX
See Terms & Conditions and Cardholder Agreement
X
Cardholder Inquiry Service*X
Lost or Stolen Card Reporting*X
Emergency Card Replacement*X
Auto Rental Collision Damage Waiver*X
Zero Liability*X
Roadside Dispatch*X
Travel Accident Insurance*X
Scorecard Bonus PointsX
See Terms & Conditions and Cardholder Agreement
X
A convenient alternative to writing checks
X
Access to over 55,000 surcharge-free Allpoint ATMs
X
Eligible for Overdraft Privilege**
X
Fees
VISA® ClassicVISA® checkcard
Annual FeeNone
N/A
APR1 for purchases
The rate for which the consumer may qualify at account opening will depend on the consumer's creditworthiness.
N/A
APR1 for balance transfers
The rate for which the consumer may qualify at account opening will depend on the consumer's creditworthiness.
N/A
APR1 for cash advances
The rate for which the consumer may qualify at account opening will depend on the consumer's creditworthiness.
N/A
Penalty APR & when it applies
None
N/A
ConvenienceVerified by VISA logo.
Easily pay online with VISA checkout at your favorite stores with a single sign in.
Additional SecurityVerified by VISA logo.
Know where your money is going.
Get a text or email whenever you pay with your Texas Bank and Trust VISA card.

View Terms & Conditions and Cardholder Agreement
Additional Card Designs

Effective and accurate as of 08.01.19. Subject to change after this date. For any changes after the effective date, please call us at 1-800-263-7013.

*Cardholder Inquiry Service, Lost or Stolen Card Reporting, Emergency Card Replacement, Auto Rental Collision Damage Waiver, Zero Liability, Roadside Dispatch, and Travel Accident Insurance are not products/deposits of the bank, not guaranteed by the bank, not FDIC insured, and not insured by any Federal governmental agency. They are subject to policy eligibility, terms, and exclusions.

**TEXAS BANK AND TRUST will charge a paid/return item fee of $30 for each item that overdraws an account. This fee may be imposed for covering overdrafts created by check, in-person withdrawal, ATM withdrawal, point-of-sale ("POS") transaction, or other electronic means.Texas Bank and Trust is not obligated to pay any item initiated for payment against your account if your account does not contain sufficient collected funds. The amount of any overdrafts including our fees that you owe the bank shall be due and payable immediately. Whether your overdrafts will be paid or not is discretionary and Texas Bank and Trust reserves the right not to pay. For example, Texas Bank and Trust typically does not pay overdrafts if your account is not in good standing, regular deposits are not being made to your account, or there are excessive overdrafts on your account.

***VERIFIED BY VISA®: Verified by VISA® is a unique service that uses personal passwords to help protect VISA® card members against the unauthorized use of their card numbers over the Internet. Once you activate your card through Verified by VISA®, no one else can use your card number at any participating online store without your personal password. VISA® always protects its cardholders against unauthorized use, but Verified by VISA® helps to prevent unauthorized use online before it can even happen.

1ANNUAL PERCENTAGE RATE (APR) offered will be based on applicant's median credit risk.  For more information, click here to read terms and conditions.

General Trade Area Policy Statement

The primary economic trade area of Texas Bank and Trust Company is defined as those areas within a 25-mile radius of each lending office. Prime consideration will be given to existing or potential customers with economic interest in those areas, although consideration will be given to customers residing outside those areas.