Individual Retirement Accounts (IRAs)
Our IRAs are a low-risk investment with a fixed rate of return.
Our IRAs are a low-risk investment with a fixed rate of return.
Short Term |
Long Term |
Jumbo |
|
---|---|---|---|
Apply | Find Nearest Branch | Find Nearest Branch |
Find Nearest Branch |
Best if you need: |
A low-risk investment with a fixed rate of return |
A low-risk investment with a fixed rate of return | A low-risk investment with a fixed rate of return |
Minimum to open |
$100 |
$100 |
$100,000 |
Earns interest |
Yes
|
Yes
|
Yes
|
Monthly service charge | N/A |
N/A |
N/A |
TBTmyWay
(online banking)
|
No fee |
No fee | No fee |
Additional benefits |
Consult a tax advisor about possible tax advantages |
Consult a tax advisor about possible tax advantages |
Consult a tax advisor about possible tax advantages |
TBT VISA® checkcard | N/A |
N/A |
N/A |
Transactions |
N/A |
N/A |
N/A |
Interest penalties for early withdrawal |
CDs for one year or less carry a 30-day interest penalty, if drawn prior to maturity |
CDs over one year carry a 90-day interest penalty, if drawn prior to maturity |
CDs for one year or less carry a 30-day interest penalty, if drawn prior to maturity CDs over one year carry a 90-day interest penalty, if drawn prior to maturity |
Available maturities |
90 days to one year
Auto renewable at maturity
|
Over one year to five years
Auto renewable at maturity
|
90 days to five years
Auto renewable at maturity
|
Rate details | Fixed Rate of Interest Interest compounded daily and credited quarterly See Today's Rates |
Fixed Rate of Interest Interest compounded daily and credited quarterly See Today's Rates |
Fixed Rate of Interest
Interest compounded daily and credited quarterly |
FDIC insured |
Yes
|
Yes
|
Yes
|