A convenient alternative to writing checks that also allows ATM access to your money.
- Use your VISA® Business checkcard to access checking account funds and as your ATM card
- Accepted online and at retail stores worldwide through VISA®
- Extra SECURITY with individual Personal Identification Number (PIN)
- FREE 24-hour service at ATMs located at all of our branches, many local Walgreens locations, and over 55,000 surcharge-free Allpoint ATMs. Click here to see a list of ATM locations.
- FREE VISA® Business checkcard with NO monthly fee for Commercial Super NOW Advantage.
- Lower credit card interest rates for Texas Bank and Trust VISA® Business checkcard holders who apply and are approved for one of our Texas Bank and Trust VISA® Credit Cards
- Eligible for Overdraft Privilege*
- Monthly Fee: $1.50 per month (fee is waived if you have a Commercial Super NOW Advantage.)
- Each Additional Card Issued: $1.00 per month
- TB&T ATM Fee: NO Charge
- Off-Premise ATM Fee: $1.50 per withdrawal PLUS location’s fee
- Off-Premise Balance Inquiry: $0.75 per inquiry
Apply for a VISA® Business checkcard here.
Once you have completed the form, sign it and mail it to us or drop it off at your nearest Texas Bank and Trust location.
For lost or stolen cards, please call VISA® checkcard security at 1-866-546-8273.
For customer service during business hours, please call 903-252-3179.
Love shopping online, but hate all the hassles when it’s time to pay? VISA® Checkout is a digital payment service that can make online payment as fun and easy as online shopping. You can use it anywhere VISA® Checkout is accepted — on the go with your tablet or smartphone, or at home with your computer.
VISA® Purchase Alerts
Alerts powered by VISA® is a useful, relevant service that enables Texas Bank and Trust cardholders to monitor their account for fraudulent activity as well as their own spending habits—all in near real-time. This unique service is free for Texas Bank and Trust Visa cardholders.
To start receiving VISA® Purchase Alerts, click the "VISA® Purchase Alerts" and enroll today.
Verified by VISA®
Verified by VISA® is a unique service that uses personal passwords to help protect VISA® card members against the unauthorized use of their card numbers over the Internet. Once you activate your card through Verified by VISA®, no one else can use your card number at any participating online store without your personal password. VISA® always protects its cardholders against unauthorized use, but Verified by VISA® helps to prevent unauthorized use online before it can even happen.
To activate your card, click the "Verified by VISA®" logo and follow the prompts.
If You Plan to Travel Outside the U.S.
We strongly advise that you obtain the Visa security telephone number for the country or countries in which you will be traveling, in the event that you lose your card. Visit www.usa.visa.com, and click on "Lost Your Card?" Select the country from the dropdown menu to find the security number. If your card is lost or stolen, call the number immediately. If you should lose your card or have it stolen en route to your destination, please call the following number to report the theft or loss:
- VISA® checkcard: 1-866-546-8273
- VISA®Credit Card: 1-800-325-3678