VISA® Business Card

No Annual Fee
Scorecard® Rewards
Travel & Emergency Services
Accepted Worldwide 


  • No Annual Fee
  • Quarterly and Annual Statistical Reports
  • Grace Period on Purchases
  • Earn one Bonus Point for Every $1.00 in Purchases
  • Track Bonus Points on your Monthly Credit Card Statement
  • Redeem Bonus Points for Merchandise or Travel Rewards
  • Set Spending Limits for Your Managers
  • Access Your Statement and Pay Your Bill Online

We'll Be There When You Need Us

  • Lost/Stolen Card Reporting
  • Emergency Card Replacement
  • Emergency Cash Disbursement
  • Travel and Emergency Assistance
  • Auto Rental Collision Damage Waiver


  • Earn Bonus Points for every net retail purchase you make with our Texas Bank and Trust Credit Card! You can redeem Bonus Points for brand-name merchandise and exciting travel awards. Visit and browse the current award selections. You’ll be amazed at what ScoreCard has to offer! To find out how the plan works, ask one of our friendly representatives.

Core Enhancement Travel & Emergency Services

  • Medical Referral Assistance
  • Pre-Trip Assistance
  • Legal Referral Assistance
  • Personal Travel Agent Service
  • Emergency Ticket Replacement Assistance
  • Emergency Translation Service & Assistance
  • Prescription Assistance & Valuable Document Delivery Assistance
  • Emergency Pet Housing and/or Pet Return
  • Replacement of Corrective Lenses and Medical Devices
  • Emergency Transportation Assistance
  • Emergency Message Relay Assistance
  • Lost Luggage Locator Assistance
  • Partner Program Discount WARRANTIES SERVICES
  • Extended Warranty
  • Extended Service Agreements
  • Warranty Registration
View Terms and Conditions and Cardholder Agreement

Effective and accurate as of 3.6.17. Subject to change after this date. For changes after the effective date, please call us at 1-800-263-7013.

General Trade Area Policy

The primary economic trade area of Texas Bank and Trust Company is defined as those areas within a 25-mile radius of each lending office. Prime consideration will be given to existing or potential customers with economic interest in those areas, although consideration will be given to customers residing outside those areas.

VISA® Checkout

Love shopping online, but hate all the hassles when it’s time to pay? Visa Checkout is a digital payment service that can make online payment as fun and easy as online shopping. You can use it anywhere Visa Checkout is accepted — on the go with your tablet or smartphone, or at home with your computer. 

To enroll your card, click the "VISA® Checkout " logo.

VISA® Purchase Alerts

Alerts powered by Visa is a useful, relevant service that enables Texas Bank and Trust cardholders to monitor their account for fraudulent activity as well as their own spending habits—all in near real-time. This unique service is free for Texas Bank and Trust Visa cardholders.

To start receiving VISA® Purchase Alerts, click the "VISA® Purchase Alerts" and enroll today.

Verified by VISA®

Verified by VISA® is a unique service that uses personal passwords to help protect VISA® card members against the unauthorized use of their card numbers over the Internet. Once you activate your card through Verified by VISA®, no one else can use your card number at any participating online store without your personal password. VISA® always protects its cardholders against unauthorized use, but Verified by VISA® helps to prevent unauthorized use online before it can even happen.

To activate your card, click the "Verified by VISA®" logo and follow the prompts.

Merchant Services

Consumers today are using credit cards more than ever to make purchases. The ability to accept credit cards can play an important role in increasing your sales revenue. Texas Bank and Trust is pleased to offer Merchant Bankcard Processing for your business. For additional information, click here , call (903) 237-1858 or send us a secure email . We also offer free 24/7 customer service and online access to your Merchant Services Account so that you can research account activity at your convenience.