Student Board of Directors Experience
Author: Bethany Simmons

Raising Money Smart Kids
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Banking on the Future of Texas Communities
Author: Rogers Pope, Jr, Vice Chairman and Chief Executive Officer

Spring Cleaning for Your Personal Finances
Author: Aaron May, Advertising Coordinator

Women's History in Banking
Author: Tawny Browning

Staying Connected Through Social Media
Author: Sherry Gibbon, Vice President, Community Relations and OMNI Manager

Did you ever think that you would be able to ‘Pay’ with a watch?
Author: Sheri Parish

Wide Angle Lens
Author: Kimberly Spinks

12 Resolutions for 2016
Author: Amy Proctor

Common Factors Affecting Retirement Income
Author: Amy Proctor

Christmas is the time for...Savings
Author: Tawny Browning

How Women Are Different from Men, Financially Speaking
Author: Mitzi Bjork, Financial Advisor

Don’t Get Caught in a Cyber P.L.O.T.
Author: Sherry Gibbon, Vice President, Community Relations and OMNI Manager

Experiencing the Unexpected
Author: Karen Partee

New Chip Technology Enhances Consumer Security
Author: Crystal Hardy, Vice President and Bank Card Change Coordinator

Retirement Plan is the Key to Confidence, Survey Finds
Author: Jerry Martin, Financial Advisor

My Marriage Misconception
Author: Tawny Browning

Journey from a Cool Kid to the Student Board
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Social Security Claiming Strategies for Married Couples
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EMV and Merchant Card Services
Author: Leslie Paull


How We See It

Justin McFaul

Justin McFaul

June 22, 2012

The Power of Teamwork
By: Justin McFaul, Assistant Vice President & Trust Officer

Every time I see a commercial on TV for one of those electronic stock trading systems or do-it-yourself legal document services, I can’t help but think to myself, “That looks awesome!” Granted, these companies hire brilliant advertising professionals to make you think this very thought, but there is something about the thought of having all of these tools and resources available at your fingertips that speaks to my inner do-it-yourselfer.  However, the longer I contemplate these services the more I wonder what I would do if I really needed some financial advice to help me make up my mind.  Having all of that information available is really only useful if you know what to do with it. This is where I think the value of teamwork shows through. Now I’m not talking about a team of high priced attorneys and financial advisors following you around, but rather a team of professionals in your community that you can count on for solid, sound advice. This team could consist of your local bank or loan officer, a financial advisor or investment professional, an attorney, or any combination of these. You probably won’t need all of these services at one time and yes, visiting with these folks may cost more than the various services being advertised these days, but to me the peace of mind that comes from the advice of someone you trust is very valuable. As an investment professional I’m not immune to this advice – it took a visit with a co-worker of mine to help me make a decision just this week. The next time you catch yourself wondering if the service on the commercial is right for you, consider the expertise of the professionals in your community like those at Texas Bank and Trust. You may be surprised about the valuable resources you find right around the corner!


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