Goal Setting: Achieving Your Financial Resolutions This Year
Author: Aaron May, Advertising Coordinator

2016 Year End Tax Planning
Author: Amelia N. Proctor, CPA, Senior Vice President, Trust Business Development Officer

All About IRAs
Author: Curtis Hinshaw, TBT Financial Services, Guest Blogger

And Now for Something Completely Different
Author: Kimberly Spinks

Thinking Forward: A New Way to Look at Personal Finance
Author: Aaron May, Advertising Coordinator

Women and Work: Why Salary, Benefits, and Work-Life Balance Count
Author: Amy Proctor

Women and Estate Planning Basics
Author: Mitzi Bjork, Financial Advisor

Elder Abuse & Senior Scams: What You Need to Know
Author: Kristen Ishihara

Determining the Need for Long-Term Care Insurance (LTCI): How Much Is Enough?
Author: Jerry Martin, Financial Advisor

Women: Planning for the Financial Impact of Children
Author: Amy Proctor

Converting Savings to Retirement Income
Author: Curtis Hinshaw, TBT Financial Services, Guest Blogger

Student Board of Directors Experience
Author: Bethany Simmons

Raising Money Smart Kids
Author: Tammy Gage, Community Relations Officer

Banking on the Future of Texas Communities
Author: Rogers Pope, Jr, Vice Chairman and Chief Executive Officer

Spring Cleaning for Your Personal Finances
Author: Aaron May, Advertising Coordinator

Women's History in Banking
Author: Tawny Browning

Staying Connected Through Social Media
Author: Sherry Gibbon, Vice President, Community Relations and OMNI Manager

Did you ever think that you would be able to ‘Pay’ with a watch?
Author: Sheri Parish

Wide Angle Lens
Author: Kimberly Spinks

12 Resolutions for 2016
Author: Amy Proctor


How We See It

Justin McFaul

Justin McFaul

June 22, 2012

The Power of Teamwork
By: Justin McFaul, Assistant Vice President & Trust Officer

Every time I see a commercial on TV for one of those electronic stock trading systems or do-it-yourself legal document services, I can’t help but think to myself, “That looks awesome!” Granted, these companies hire brilliant advertising professionals to make you think this very thought, but there is something about the thought of having all of these tools and resources available at your fingertips that speaks to my inner do-it-yourselfer.  However, the longer I contemplate these services the more I wonder what I would do if I really needed some financial advice to help me make up my mind.  Having all of that information available is really only useful if you know what to do with it. This is where I think the value of teamwork shows through. Now I’m not talking about a team of high priced attorneys and financial advisors following you around, but rather a team of professionals in your community that you can count on for solid, sound advice. This team could consist of your local bank or loan officer, a financial advisor or investment professional, an attorney, or any combination of these. You probably won’t need all of these services at one time and yes, visiting with these folks may cost more than the various services being advertised these days, but to me the peace of mind that comes from the advice of someone you trust is very valuable. As an investment professional I’m not immune to this advice – it took a visit with a co-worker of mine to help me make a decision just this week. The next time you catch yourself wondering if the service on the commercial is right for you, consider the expertise of the professionals in your community like those at Texas Bank and Trust. You may be surprised about the valuable resources you find right around the corner!


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