Goal Setting: Achieving Your Financial Resolutions This Year
Author: Aaron May, Advertising Coordinator

2016 Year End Tax Planning
Author: Amelia N. Proctor, CPA, Senior Vice President, Trust Business Development Officer

All About IRAs
Author: Curtis Hinshaw, TBT Financial Services, Guest Blogger

And Now for Something Completely Different
Author: Kimberly Spinks

Thinking Forward: A New Way to Look at Personal Finance
Author: Aaron May, Advertising Coordinator

Women and Work: Why Salary, Benefits, and Work-Life Balance Count
Author: Amy Proctor

Women and Estate Planning Basics
Author: Mitzi Bjork, Financial Advisor

Elder Abuse & Senior Scams: What You Need to Know
Author: Kristen Ishihara

Determining the Need for Long-Term Care Insurance (LTCI): How Much Is Enough?
Author: Jerry Martin, Financial Advisor

Women: Planning for the Financial Impact of Children
Author: Amy Proctor

Converting Savings to Retirement Income
Author: Curtis Hinshaw, TBT Financial Services, Guest Blogger

Student Board of Directors Experience
Author: Bethany Simmons

Raising Money Smart Kids
Author: Tammy Gage, Community Relations Officer

Banking on the Future of Texas Communities
Author: Rogers Pope, Jr, Vice Chairman and Chief Executive Officer

Spring Cleaning for Your Personal Finances
Author: Aaron May, Advertising Coordinator

Women's History in Banking
Author: Tawny Browning

Staying Connected Through Social Media
Author: Sherry Gibbon, Vice President, Community Relations and OMNI Manager

Did you ever think that you would be able to ‘Pay’ with a watch?
Author: Sheri Parish

Wide Angle Lens
Author: Kimberly Spinks

12 Resolutions for 2016
Author: Amy Proctor


How We See It

Sherry Gibbon, Vice President, Community Relations and OMNI Manager

Sherry Gibbon, Vice President, Community Relations and OMNI Manager

January 27, 2014

Getting Organized in 2014

Happy 2014! I don’t know what it is about the beginning of a new year but it seems to get us in the mood to organize and de-clutter.  If you notice the sale ads in the newspapers this time of year, there are a variety of storage containers and expandable file organizers that are available to choose from in different shapes, sizes and colors to meet your needs.  So, while you are taking the time to get your home organized, why not take the time to get your financial affairs in order, as well?

In their 2013 Lunch-n-Learn session, “Financial Checkup,” Texas Bank and Trust Senior Vice President/Assistant Trust Manager Craig Chaikin and Senior Vice President/Senior Operations Manager Maurita Myers offered timely advice in organizing your financial information:

  • Draft or Update your Will
  • Draft a Living Will
  • Create a Durable Power of Attorney for Health Care
  • Create a Durable Power of Attorney for Financial Affairs
  • Create a Letter of Instructions (This document should spell out your burial instructions, people to contact, the location of important legal documents, how to dispose of items not listed in the Will and even personal notes to family members.)
  • Simplify your banking (set up direct deposits, pay bills on line or by draft and sign up for e-statements)
  • Review your account ownerships and update signature cards if necessary
  • Shred any outdated financial information

With all the changes that life brings, it is important to review your financial plan regularly to make sure your plans keep up with those changes. The recommendations noted above will help ensure that your assets are distributed as you intend. To download the Financial Checkup Checklist visit the OMNI web page located at



Post a Comment

All comments are subject to approval. Read more.


About TBT

Who We Are Join Our Team People Who Make a Difference TBT Spirit of Giving Contact Us Site-Map

Helpful Links FDIC Consumer News FAQs

Consumer Protection

Fraud Protection Center FDIC Update Privacy / Security Disclosures
Member of FDICAn Equal Housing Lender
Powered by Encore Multimedia.