Converting Savings to Retirement Income
Author: Curtis Hinshaw, Financial Advisor

Student Board of Directors Experience
Author: Bethany Simmons

Raising Money Smart Kids
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Banking on the Future of Texas Communities
Author: Rogers Pope, Jr, Vice Chairman and Chief Executive Officer

Spring Cleaning for Your Personal Finances
Author: Aaron May, Advertising Coordinator

Women's History in Banking
Author: Tawny Browning

Staying Connected Through Social Media
Author: Sherry Gibbon, Vice President, Community Relations and OMNI Manager

Did you ever think that you would be able to ‘Pay’ with a watch?
Author: Sheri Parish

Wide Angle Lens
Author: Kimberly Spinks

12 Resolutions for 2016
Author: Amy Proctor

Common Factors Affecting Retirement Income
Author: Amy Proctor

Christmas is the time for...Savings
Author: Tawny Browning

How Women Are Different from Men, Financially Speaking
Author: Mitzi Bjork, Financial Advisor

Don’t Get Caught in a Cyber P.L.O.T.
Author: Sherry Gibbon, Vice President, Community Relations and OMNI Manager

Experiencing the Unexpected
Author: Karen Partee

New Chip Technology Enhances Consumer Security
Author: Crystal Hardy, Vice President and Bank Card Change Coordinator

Retirement Plan is the Key to Confidence, Survey Finds
Author: Jerry Martin, Financial Advisor

My Marriage Misconception
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Journey from a Cool Kid to the Student Board
Author: Joycelynn Rusk

Social Security Claiming Strategies for Married Couples
Author: Curtis Hinshaw, Financial Advisor


How We See It

Sherry Gibbon, Vice President, Community Relations and OMNI Manager

Sherry Gibbon, Vice President, Community Relations and OMNI Manager

January 27, 2014

Getting Organized in 2014

Happy 2014! I don’t know what it is about the beginning of a new year but it seems to get us in the mood to organize and de-clutter.  If you notice the sale ads in the newspapers this time of year, there are a variety of storage containers and expandable file organizers that are available to choose from in different shapes, sizes and colors to meet your needs.  So, while you are taking the time to get your home organized, why not take the time to get your financial affairs in order, as well?

In their 2013 Lunch-n-Learn session, “Financial Checkup,” Texas Bank and Trust Senior Vice President/Assistant Trust Manager Craig Chaikin and Senior Vice President/Senior Operations Manager Maurita Myers offered timely advice in organizing your financial information:

  • Draft or Update your Will
  • Draft a Living Will
  • Create a Durable Power of Attorney for Health Care
  • Create a Durable Power of Attorney for Financial Affairs
  • Create a Letter of Instructions (This document should spell out your burial instructions, people to contact, the location of important legal documents, how to dispose of items not listed in the Will and even personal notes to family members.)
  • Simplify your banking (set up direct deposits, pay bills on line or by draft and sign up for e-statements)
  • Review your account ownerships and update signature cards if necessary
  • Shred any outdated financial information

With all the changes that life brings, it is important to review your financial plan regularly to make sure your plans keep up with those changes. The recommendations noted above will help ensure that your assets are distributed as you intend. To download the Financial Checkup Checklist visit the OMNI web page located at



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