12 Financial Resolutions
Author: Amy Proctor

Making Managing Your Finances Fun!
Author: Chris Davis

Beware the '12 Online Scams of Christmas'
Author: Ken Hartley

Holiday Savings Tips
Author: Sherry Gibbon, Vice President, Community Relations and OMNI Manager

Establishing a Personalized Budget
Author: James Sheridan, Senior Vice President, Lending Officer

I'm a Victim of a Checkcard Breach. Now What?
Author: Sheri Parish

Back to School
Author: Karen Partee

Debit Card Tips for Travel and Large Purchases
Author: Crystal Hardy, Vice President and Bank Card Manager

Is now the time to purchase the home of your dreams?
Author: Lora Hollins

The End of the Savings Challenge
Author: Tawny Ormes

Financial Planning--Helping You See the Big Picture
Author: Carl Newman, Financial Advisor

Are you struggling with moving from paper and wonder what is in it for YOU?
Author: Sheri Parish

52 Week Savings Challenge
Author: Tawny Ormes

Myths and Facts about Social Security
Author: Mitzi Bjork, Financial Advisor

The World of Virtual Banking
Author: Chris Davis

52 Week Savings Challenge
Author: Tawny Ormes

Getting Organized in 2014
Author: Sherry Gibbon, Vice President, Community Relations and OMNI Manager

52 Week Savings Challenge
Author: Tawny Ormes

52 Week Savings Challenge
Author: Tawny Ormes

How to Save Money During the Holidays
Author: Sara Collins


How We See It

Tawny Ormes

Tawny Ormes

December 16, 2013

52 Week Savings Challenge
Week: 25

So here we are a week away from our halfway point. In exactly 26 weeks, half of the Savings Challenge will be officially over! I am actually surprised by how fast it has gone by, but not surprised in the least by how hard it has been. I will admit, I did have to skip a week or two and make up for those weeks later. It was not too long ago that I was on week one praying for the weeks to fly by, and what do you know, Christmas is here!

Christmas just happens to be my most favorite time of the year. I love the carols, movies, good food, time with family and friends, and just the spirit of the season, in general. However, it seems that every year the spirit of Christmas dies just a little bit. More and more people are focused on gifts, who can get the most for their money, and making sure they are giving the latest and greatest item. This, in my opinion, is destroying Christmas. The season does not feel quite the same as it used to. This is why I am actually grateful that I am doing the Challenge right now.

My spending has been minimal, to say the least. I have only purchased one small gift so far and it was about $30.00. I only plan on purchasing two additional gifts which will also be in the same price range. I was taught as a child that it is not about gifts, Santa, or even decorations. It is about the birth of Christ, family and friends, and the true Christmas spirit.

I have not purchased any new Christmas decorations or spent money on treats or clothing for parties or any Black Friday shopping. I have stayed home and enjoyed Christmas movies and spent time with my family. I have enjoyed being happy and not getting caught up in the hustle and bustle of the commercialized Christmas season. The Challenge has helped me emphasize the meaning behind the saying, “Christmas is the season of giving.” Giving does not have to mean a material object. You can give your special talents, knowledge, memories, a helping hand, time, and, of course, love!

Not every gift comes wrapped in pretty paper and a bow. I plan on giving many of these unwrapped gifts this Christmas. They have more meaning and it saves me money! Double win! If you are participating in the Challenge or just want to save money this holiday season, perhaps you will think of giving these types of gifts this year, too. Have a very Merry Christmas and a joyful New Year!


Total Savings: $325



Post a Comment

All comments are subject to approval. Read more.


About TBT

Who We Are Join Our Team People Who Make a Difference TBT Spirit of Giving Contact Us Site-Map

Helpful Links FDIC Consumer News FAQs

Consumer Protection

Fraud Protection Center FDIC Update Privacy / Security Disclosures
Member of FDICAn Equal Housing Lender
Powered by Encore Multimedia.