How We See It

Chris Davis

Chris Davis

September 16, 2013

So what are the benefits of banking online via a smartphone?

As our technologies constantly evolve, what is new today becomes old news tomorrow.  This is why it is important for us at Texas Bank and Trust to continually work to develop more efficient ways for our customers to conduct their banking – more specifically, banking online. Online banking is a great way to view your transactions, transfer funds between accounts, issue bill payments, receive eSTATEMENTS, and so much more! Compact some of these services and throw them into an app, and you have TBTgomobile

TBTgomobile allows customers to bank on the go and access their funds anytime, anywhere. As technologies rapidly change, we believe mobile banking is going to continue to be a significant focus for the banking industry, as a whole. To meet these demands, we are proactively working to develop and grow our mobile banking product line and deliver a user experience that is easy to use, but has all the features you would want in a mobile banking app.

A few months ago, I posted a blog explaining what Remote Deposit Capture is at Texas Bank and Trust. In that post, I entertained the idea of Mobile Deposit. 

As you may recall, I mentioned it was convenience in the palm of your hand…

I am writing today to let you know that mobile deposit is now SMARTDeposit at Texas Bank and Trust! In my last post, I stated that statistics show that using smartphones to deposit checks would soon be mainstream. So, the big question still remains, will you use it?

SMARTDeposit is available through your TBTgomobile app for your iPhone, iPad, Android phone or Android tablet. SMARTDeposit allows you to securely capture the front and back image of a check and conveniently deposit it from your smartphone or other mobile device. Once captured, check images will be saved for a period of FIVE days within your TBTgomobile app. It is advised that customers safely and securely store captured checks for a minimum of 14 days, and then shred them.

With our lives becoming busier and our finances growing ever more important in today’s economy, SMARTDeposit just makes sense and quite simply, is a convenient way to deposit your checks.

Just look at the benefits of SMARTDeposit:

  • Avoid the wait at a teller line when time is of the essence.
  • Safe and Secure way to deposit your check(s) on the go.
  • Anytime, anywhere access to your account information and to deposit your check(s).
  • Electronic deposit receipt sent to you via email.

We know there’s power in controlling your finances on your time and your terms. Our goal is to continue to develop more efficient ways to do just that…from the palm of your hand!

Be on the lookout for my next post later this year to find out the next exciting product we will be adding to TBTgomobile!


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