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How We See It

Karen Partee

Karen Partee

April 19, 2013

Teach Children to Save…Today and Every Day

In observance of the national “Teach Children to Save Day,” to be held this year on April 24, Texas Bank and Trust is encouraging families to recognize this time by communicating the value of saving money to the young people in their lives. While this special savings awareness day may come and go, teaching kids about developing sound money management skills is critical EVERY day of the year.

Education and hands-on money experience are critical to ensuring a new wave of smart money managers. We want parents to know that saving is important and everyone can do it, even kids, no matter the time of year.

Parents, consider using the following financial tips to help you raise money-smart kids 365 days a year:

  • Set the example of a responsible money manager by paying bills on time, being a conscientious spender and an active saver. Children tend to emulate their parents' personal finance habits.
  • Talk openly about money with your kids. Communicate your values and experiences with money. Encourage them to ask you questions, and be prepared to answer them – even the tough ones.
  • Explain the difference between needs and wants, the value of saving and budgeting and the consequences of not doing so.
  • Open a savings account for your children and take them with you to make deposits, so they can learn how to be hands-on in their money management.
  • Let friends and family know about your child’s savings goal.  They will be more likely to give cash for special occasions, which means more trips to the bank.
  • Engage your community.  Many schools, banks, and community organizations share your commitment to creating a money-savvy generation.  Engage a coalition of support to provide youth with the education they need to succeed. 

Since its inception in 1997, the American Bankers Association Education Foundation’s Teach Children to Save Day has reached more than 5 million young people with the help of more than 120,000 plus banker volunteers. A committed leader in financial literacy, Texas Bank and Trust has participated in the annual program since 2005 through its Cool Kids Savings Club program, reaching approximately 10,000 children throughout East Texas.

Parents, if you are looking for more savings tips and activities, log on with your child to our TB&T Cool Kids online clubhouse at


As Director of Public Relations, Karen Partee oversees financial literacy programming for
Texas Bank and Trust in its 14 branch markets.


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