12 Financial Resolutions
Author: Amy Proctor

Making Managing Your Finances Fun!
Author: Chris Davis

Beware the '12 Online Scams of Christmas'
Author: Ken Hartley

Holiday Savings Tips
Author: Sherry Gibbon, Vice President, Community Relations and OMNI Manager

Establishing a Personalized Budget
Author: James Sheridan, Senior Vice President, Lending Officer

I'm a Victim of a Checkcard Breach. Now What?
Author: Sheri Parish

Back to School
Author: Karen Partee

Debit Card Tips for Travel and Large Purchases
Author: Crystal Hardy, Vice President and Bank Card Manager

Is now the time to purchase the home of your dreams?
Author: Lora Hollins

The End of the Savings Challenge
Author: Tawny Ormes

Financial Planning--Helping You See the Big Picture
Author: Carl Newman, Financial Advisor

Are you struggling with moving from paper and wonder what is in it for YOU?
Author: Sheri Parish

52 Week Savings Challenge
Author: Tawny Ormes

Myths and Facts about Social Security
Author: Mitzi Bjork, Financial Advisor

The World of Virtual Banking
Author: Chris Davis

52 Week Savings Challenge
Author: Tawny Ormes

Getting Organized in 2014
Author: Sherry Gibbon, Vice President, Community Relations and OMNI Manager

52 Week Savings Challenge
Author: Tawny Ormes

52 Week Savings Challenge
Author: Tawny Ormes

How to Save Money During the Holidays
Author: Sara Collins


How We See It

Leslie Paull

Leslie Paull

March 25, 2013

A Look at Merchant Card Services

Merchant Card Services offers businesses the ability to accept credit and debit card payments for their goods and services.  At Texas Bank and Trust, we provide a wide variety of payment options tailored to meet each business’ specific needs.  We are able to service industries such as retail, restaurant, mail order/telephone order (MOTO), internet/e-commerce, business to business, municipalities, and more.  The terminals available range from retail or restaurant point-of-sale systems, countertop terminals, computer and web based services, internet gateways, and our most recent and most popular, mobile processing with smartphones and tablets.

PayFox is the latest and most recent payment processing option made available to our business customers.  This payment solution works well for those merchants on the go, such as general contractors, landscapers, plumbers, pest control services, photographers, and hair dressers, to name a few.  This great new product allows our customers to download an application to their smartphone or tablet which gives them the ability to plug in a card reader to their device and capture the payment at the time services are rendered.  The application is free and is accessed through the app store on the device.  This product works with all Apple products from iPhones to iPads and even iPods as well as selected Android smartphones and tablets.   The other great feature to this payment option is the web-based reporting that can be accessed wherever there is internet access. 

Are you currently accepting credit cards at your business?  Are you looking for an easy, fast, and user-friendly way to process credit cards?   Are you a current PayFox user? Tell us how it is working for your business.  Whether you are currently accepting credit cards or looking to start, we can help.  Texas Bank and Trust has competitive rates and fees along with experienced and dedicated local support staff to assist you with all your payment card processing needs.  For more information on our mobile solution PayFox or any of our other payment processing solutions please contact one of our dedicated support staff at or 903-252-3158. 



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