RETIREMENT PLAN SERVICES

Preparing for your and your employees’ retirements is one of the most critical areas of planning for a business owner or manager. Developing an effective retirement plan that can help you and your employees build a retirement “nest egg” at a reasonable cost is becoming increasingly popular and important.

The Trust and Investment Division of Texas Bank and Trust has several specialists on staff who will help you design and implement the proper benefit programs for yourself and your employees.

Retirement plan services offered by our Trust and Investment Division include:

• Consulting to determine the goals of your business and staff;
• Designing a written plan tailored to meet the needs of each individual business;
• Conducting employee meetings to educate your staff about legal requirements, tax benefits, investment strategies, and retirement benefits;
• Handling all government administrative matters and filings;
• Preparing all reports and employee communications required by law;
• Safekeeping of all assets and accounting for all income and distributions;
• Providing mutual fund research and recommendations and periodic updates of asset allocation models.

The professionals in the Trust and Investment Division of Texas Bank and Trust have the expertise and commitment to provide guidance and support through the complex rules and regulations governing employee benefit plans.