Please contact Texas Bank and Trust for additional information on Personal Checking Accounts.
903-237-5500
ADVANTAGE 55
Special options designed for our customers age 55 and over. Enjoy a checking account with no monthly service charge or minimum balance requirement. Your Advantage 55 checks are free. Interest-bearing accounts are available at regular cost. $100 minimum opening deposit required.
FREE CHECKING
This is a no-service-charge checking account. Your checks will be retained at the bank for safekeeping. Normal research fees and other charges apply. $100 minimum opening deposit required.
CHECKING 101. - Financially Designed with Students in Mind
Checking 101. offers specific features for the on-the-go and "all-hours" lifestyle of today's busy college student.
No Monthly Service Charge
No Minimum Balance Required
No-Monthly-Service-Fee VISA® checkcardSM
FREE Online Banking with Bill Pay
FREE E-statements*
No Fee on Incoming Wire Transfers
No Annual Fee Student VISA® Credit Card**
FREE 24-hour Telephone Banking
Discount Movie Tickets - Hollywood Theaters & Carmike Cinemas
* $5.00 monthly fee for paper statements
** Subject to credit approval
Open to full-time students 18 years and older.
$100 required to open the account.
Current Student I.D. plus two other forms of identification required.
SUPER NOW
Earning a variable rate of interest on your checking account might be just the account for you. Unlimited check writing. Sign up for Online Banking and receive free Bill-Pay. Maintain a balance of $1,500 and avoid a monthly service fee. $100 minimum opening deposit required.
$1,500 and over: No Service Charge. Variable Rate of Interest
$0 - $1499*: $15/month. Variable Rate of Interest
SUPER NOW ADVANTAGE
Four tiered interest levels make this an attractive account for those who want to earn higher rates of interest based on higher balances. The account features a free VISA checkcard and free Bill-Pay with online banking. Check images will be retained at the bank for safekeeping. You will receive a monthly statement. Check images will be provided for a $2.00 per month fee. $100 minimum opening deposit required.
$5,000 and over: No charge. Variable Rate of Interest
$0-$4,999: $15/month. Variable Rate of Interest
HEALTH SAVINGS ACCOUNT
This account may be used to pay for qualified medical expenses. No minimum opening deposit required.The account earns interest at the same rate as the Money Market account. Contact our New Accounts Representatives for eligibility requirements and contribution limits.
MONEY MARKET
A benefits-plus account for investors who want to earn market rates while having immediate access to their money. Account allows unlimited withdrawals in person at a branch, by mail, by messenger, or through an ATM. Transfers from a Money Market Investment account to another account or to third parties by preauthorized, automatic, savings overdraft protection, telephone, or computer transfer are limited to six per statement cycle. $100 minimum opening deposit required.
$2,500 and over: No service charge. Market Rate of Interest.
$0 - $2,499*: $15/month. Market Rate of Interest.
MONEY MARKET ADVANTAGE
Requiring a minimum $100 deposit to open. This four-tiered account earns a competitive rate of interest subject to change each Tuesday. Account allows unlimited withdrawals in person at a branch, by mail, by messenger, or through an ATM. Transfers from a Money Market Investment account to another account or to third parties by preauthorized, automatic, savings overdraft protection, telephone, or computer transfer are limited to six per statement cycle. With a minimum $20,000 balance, there is no service charge.
$20,000 and over: No service charge. Market Rate of Interest.
$0-$19,999: $20/month. Market Rate of Interest.
*Service charge based on minimum balance.