CDs and SAVINGS

  • Individual Retirement Account
  • Cool Kids Savings Club Account
  • Statement Savings
  • Certificates of Deposit

Please contact Texas Bank and Trust for additional information on CDs and Savings Accounts. 903-237-5500.


INDIVIDUAL RETIREMENT ACCOUNT

It is never too late to start saving for retirement. A Texas Bank and Trust Individual Retirement Account is the place to start. Whether it be a yearly contribution, transfer from another IRA, or a rollover from a company retirement plan, we have an IRA investment to fit your needs. You can invest that IRA in a Certificate of Deposit for varying lengths of maturity at competitive rates of interest.

$100 minimum opening deposit required on 18-month IRA. For all others, $1,000 minimum opening deposit required.


COOL KIDS SAVINGS CLUB ACCOUNT

Click on the link above and read about Digitz the Dollar Dog and his Cool Kids Savings Club!
No minimum opening deposit is required on minor savings accounts. 


STATEMENT SAVINGS

A part of all you earn should be yours to keep. Start a statement savings today and begin saving for a vacation, college, or just for that rainy day. $100 minimum opening deposit required.

$200-over: No charge. Competitive rate of interest.

$0-$199*: $5/quarter. Competitive rate of interest.

*Service charge based on minimum balance.

Six withdrawals per month are free; each additional withdrawal within one month is $1.


CERTIFICATES OF DEPOSIT

CDs are available for varying lengths of maturity at competitive rates of interest. You may direct your interest to be paid to you or allow it to compound to maturity.* Our New Account Representatives can help determine which Certificate of Deposit will do the best job for you. $1,000 minimum opening deposit required.

*Early withdrawal subject to penalties

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